/* Shared footer and policy pages — 2026-10-15 */
.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.site-footer.footer-v5{background:#10263b;padding:56px 0 100px!important;color:#f5f1e9}
.site-footer.footer-v5>.footer-layout{display:grid;grid-template-columns:minmax(190px,.85fr) minmax(420px,1.8fr) minmax(300px,1fr);gap:36px 4%;align-items:start}
.footer-v5 .footer-brand{width:100%;max-width:270px;align-items:center;margin-top:5px}
.footer-v5 .footer-brand>a{width:100%;display:block}.footer-v5 .footer-brand img{width:100%;height:auto;margin:0 0 14px}
.footer-v5 .footer-tagline{width:100%;text-align:center;white-space:nowrap;font-size:14px;letter-spacing:-.045em;color:#ccd5de}
.footer-v5 .footer-legal{font-size:19px;line-height:1.5;margin:0 0 18px;color:#f5f1e9;font-weight:600}
.footer-v5 address{font-style:normal;font-size:14px;line-height:1.75;max-width:none;color:#ccd5de}
.footer-v5 dl{margin:0}.footer-v5 dl>div{display:grid;grid-template-columns:64px 1fr;gap:12px;margin-bottom:9px}.footer-v5 dt{font-weight:500;color:#d5b87c}.footer-v5 dd{margin:0;word-break:keep-all;overflow-wrap:anywhere}
.footer-v5 .footer-phone{border-left:1px solid #ffffff24;padding-left:26px;align-self:start}
.footer-v5 table{border-collapse:collapse;width:100%;font-size:14px;white-space:nowrap;line-height:1.8}.footer-v5 th,.footer-v5 td{padding:0 0 13px;text-align:left;font-weight:400}.footer-v5 thead th{color:#f5f1e9;font-weight:600;padding-bottom:18px}.footer-v5 tbody th{font-size:11px;color:#d5b87c;letter-spacing:.08em;padding-right:14px}.footer-v5 td+td,.footer-v5 th+th{padding-left:20px}.footer-v5 a:hover{text-decoration:underline;text-underline-offset:4px}
.footer-v5 .footer-bottom{grid-column:1/-1;border-top:1px solid #ffffff24;padding-top:22px;display:flex;gap:30px;align-items:center;font-size:13px;color:#acbdcd}.footer-v5 .footer-bottom nav{display:flex;gap:24px}.footer-v5 .footer-bottom nav a:first-child{font-weight:700;color:#edf1f4}.footer-v5 .footer-top{margin-left:auto;white-space:nowrap}
.page-legal{background:#f5f2eb}.legal-hero{background:#10263b;color:#f5f1e9;padding:160px 0 64px}.legal-hero h1{font-size:clamp(36px,4vw,64px)}.legal-hero .eyebrow{margin-bottom:18px;color:#d0ae70}.legal-hero p:last-child{color:#c4d0dc;font-size:16px;line-height:1.8;max-width:50em;margin-top:24px}
.legal-layout{display:grid;grid-template-columns:220px minmax(0,820px);gap:clamp(40px,7vw,120px);padding-top:64px;padding-bottom:90px;justify-content:center}.legal-toc{align-self:start;position:sticky;top:115px;border-top:2px solid #b89a60;padding-top:18px}.legal-toc p{font-weight:700;margin-bottom:14px;color:#193149}.legal-toc a{display:block;font-size:14px;color:#526275;padding:7px 0}.legal-toc a:hover{text-decoration:underline}.legal-document{min-width:0}.legal-meta{font-size:14px;margin-bottom:24px;color:#596c7c}.legal-summary{padding:24px 28px;background:#e9e5db;border-left:3px solid #b89a60;margin-bottom:36px}.legal-summary p{font-size:16px;color:#324b60;line-height:1.85}.legal-document section{padding:32px 0;border-bottom:1px solid #d5d0c5;scroll-margin-top:125px}.legal-document section:first-of-type{padding-top:0}.legal-document h2{font-family:inherit;font-size:23px;font-weight:700;margin-bottom:18px;line-height:1.5;color:#173049}.legal-document p,.legal-document li{font-size:17px;line-height:1.95;color:#3f5364}.legal-document p+p{margin-top:14px}.legal-document ul{padding-left:22px;margin:14px 0}.legal-document li+li{margin-top:8px}.legal-document a{text-decoration:underline;text-underline-offset:4px}.legal-document .legal-contact{padding:22px 26px;background:#fff;margin-top:18px}.legal-document .legal-contact p{font-size:16px}.legal-related{display:flex;gap:24px;margin-top:30px;font-size:15px}.consult-policy-link{display:block;font-size:12px;color:#596b7c;text-decoration:underline;text-underline-offset:3px;margin:9px 0 0;text-align:center}
@media(max-width:1280px){.site-footer.footer-v5>.footer-layout{grid-template-columns:230px minmax(0,1fr);gap:28px 6%}.footer-v5 .footer-phone{grid-column:2;border:0;padding-left:0;max-width:360px}.footer-v5 .footer-bottom{grid-column:1/-1}}
@media(max-width:760px){.site-footer.footer-v5{padding:40px 0 110px!important}.site-footer.footer-v5>.footer-layout{grid-template-columns:minmax(0,1fr);gap:30px}.footer-v5 .footer-brand{width:240px;justify-self:center;margin:0}.footer-v5 .footer-tagline{width:100%;font-size:13px}.footer-v5 .footer-locations{padding-top:26px;border-top:1px solid #ffffff24}.footer-v5 .footer-legal{font-size:18px}.footer-v5 address{font-size:14px;margin:0;text-align:left}.footer-v5 dl>div{grid-template-columns:58px minmax(0,1fr);gap:12px;margin-bottom:12px}.footer-v5 .footer-phone{grid-column:auto;max-width:none;padding:0;border:0}.footer-v5 table{font-size:14px}.footer-v5 .footer-bottom{flex-wrap:wrap;gap:18px;font-size:12px}.footer-v5 .footer-bottom nav{gap:18px}.footer-v5 .footer-top{margin-left:0}.legal-hero{padding:130px 0 45px}.legal-layout{grid-template-columns:minmax(0,1fr);gap:30px;padding-top:32px;padding-bottom:56px}.legal-toc{position:static;display:flex;flex-wrap:wrap;gap:4px 16px}.legal-toc p{width:100%;margin-bottom:2px}.legal-toc a{font-size:13px}.legal-document h2{font-size:21px}.legal-document p,.legal-document li{font-size:16px}.legal-summary{padding:20px}.legal-related{flex-wrap:wrap}}
@media print{.site-header,.menu-overlay,.site-footer,.consult-dock,.legal-toc{display:none!important}.legal-hero{padding:20px 0;background:#fff;color:#000}.legal-hero p:last-child,.legal-hero .eyebrow{color:#333}.legal-layout{display:block;padding:20px 0}.legal-document section{break-inside:avoid}.legal-layout,.legal-hero .wrap{width:100%}}

/* Formal policy tables */
.legal-table-wrap{margin:22px 0;overflow-x:auto}.legal-table{width:100%;border-collapse:collapse;font-size:15px;line-height:1.85;color:#344a5e}.legal-table caption{text-align:left;font-weight:600;margin-bottom:12px;color:#193149}.legal-table th,.legal-table td{text-align:left;vertical-align:top;padding:18px 16px;border-bottom:1px solid #d5d0c5;word-break:keep-all;overflow-wrap:anywhere}.legal-table thead{background:#e9e5db}.legal-table tbody th{width:20%;font-weight:600}.legal-table td:last-child{min-width:130px}.legal-table strong{display:inline-block;margin-right:5px}.legal-document h2{letter-spacing:-.025em}.legal-toc a{line-height:1.7}.legal-document section{scroll-margin-top:110px}
@media(max-width:760px){.legal-table{font-size:14px}.legal-table th,.legal-table td{padding:14px 9px}.legal-table td:last-child{min-width:90px}.legal-table tbody th{min-width:75px}.legal-toc{max-height:220px;overflow:auto}.legal-document h2{font-size:20px}}

.analytics-settings{appearance:none;background:none;border:0;padding:0;color:inherit;font:inherit;cursor:pointer;text-decoration:underline;text-underline-offset:4px}.footer-v5 .footer-bottom nav{flex-wrap:wrap}
#analytics-choice{position:fixed;left:24px;bottom:24px;z-index:1200;width:min(440px,calc(100vw - 48px));background:#fffdf8;color:#183049;border:1px solid #d5c9b4;border-radius:12px;padding:24px;box-shadow:0 8px 36px #091d3540}#analytics-choice h2{font:700 18px/1.4 Pretendard,sans-serif;margin:0 0 12px}#analytics-choice p{font-size:14px;line-height:1.75;color:#40556a;margin:0 0 10px}#analytics-choice>a{font-size:13px;text-decoration:underline}#analytics-choice>div{display:flex;gap:10px;margin-top:18px}#analytics-choice button{flex:1;border:1px solid #9c8e73;background:#fffdf8;color:#183049;padding:11px 12px;border-radius:6px;font:600 14px/1.4 Pretendard,sans-serif;cursor:pointer}#analytics-choice button:last-child{background:#183049;color:#fff;border-color:#183049}@media(max-width:760px){#analytics-choice{bottom:92px;left:16px;width:calc(100vw - 32px);padding:20px}}